What happens after a car accident
During a car collision, people suffer very serious injuries that can result in broken bones or even paralysis. These injuries may keep their victims from returning to their normal lives for months or even years. In these cases, people benefit from the services of an attorney, but some people believe that they can handle the opposing side on their own. This decision may actually be very wrong for many reasons.
When Insurance Companies Act in Bad Faith
Most likely, the at-fault driver has an auto insurance company that is handling your case. This company has attorneys who investigated the cause of the accident and determined how much money your case is worth. It isn't surprising that the opposing insurance company's attorneys often decide upon a much lower settlement than you think you deserve.
Insurance companies do not like to pay large settlements. Therefore, they will do everything they can to avoid it. They may deny that their driver is at fault even if there is evidence to the contrary. They may also try to mitigate their driver's responsibility for the crash by assigning more of the blame to you than you deserve. This gives them an excuse to make a very low offer.
A Strategy for Non-Payment
The fact is that it takes a long time for an insurance company to offer you a settlement because they are stalling. This strategy often works because those who have been injured need money right away to pay their medical bills and other expenses. They may be out of work and willing to end litigation so that they can move on with their lives. The problem is that they will not be able to return to the insurance company at a later date when they need more money.
Why an Attorney Is Necessary
If you have been offered a low settlement, it is likely that you would be able to receive much more if you were to allow the case to go to trial. To find out if this is true for you, you will need to speak with an experienced attorney before you agree to accept the insurance company's settlement.
The Lamber-Goodnow Injury Law Team can help you if you are in the situation described above and are having difficulties dealing with the opposing insurance company. We will determine how much your case is worth so that we can ensure you obtain everything you are entitled to receive.
How We Determine the Monetary Value of Your Case
Our lawyers will calculate the amount of money that you have already lost because you have been unable to work. They will also determine how much you may lose in the future. They will add your past medical bills to this sum and estimate how much you can be expected to pay for future medical expenses. Lastly, they will place a monetary value on your pain and suffering. Once this is complete, they will tell you how much money you are likely to receive from the court.
The Information We Will Need
During your free evaluation, we gather a significant amount of information from you about the accident, the consequences of the collision and your history. This information helps us place a monetary value on your lawsuit. For example, we can compare your claim to previously resolved cases in your area so that you will know how much money people have received under similar circumstances in the past. To give you a personalized figure, we will want to know how serious your injuries were and the extent of your property damages. We will review the evidence that was collected from the scene of the accident and determine how much of the blame should go to you.
The At-Fault Driver's Liability Coverage
Then, we can examine the defendant's insurance limits. Every insured driver must have liability insurance in the amounts that the state has set. For example, in Arizona, a driver must have at least $15,000 bodily injury liability for one person who is hurt in an accident that he or she caused. In some cases, people purchase more liability coverage. Our attorneys will contact the insurance company to find out exactly how much money you are entitled to receive from the at-fault driver's bodily injury liability coverage.
Past and Future Expenses
Our attorneys also take the type of life you are expected to live into consideration. They are interested in your work history and whether or not you will be able to work in the future. They will consult with medical professionals to find out what type of treatment you are likely to need in the future and the cost of that treatment. Whether or not you needed surgery will be taken into account.
Your Personal History
The defendant's attorneys are interested in your personal history, so our attorneys will need to learn this information from you as well. They will ask you about the lifestyle you lived before you experienced the collision, and they will determine your life expectancy. They will also inquire about any other lawsuits you may have filed in the past. All of this information will lead them toward the most accurate assessment of your current personal injury case.
Learn more by visiting: https://lambergoodnow.com/denver/car-accident-lawyer/